What is so special about Real-Access software?

When developing our software, we chose to give a central role to expertise.

Where these experts work is irrelevant.

May be that an expert is active as an adviser himself and wants to offer an insurance product that he/she has developed for a specific clientele.

May be that they work at a brokerage exchange or an authorised agent.

May be they work at an insurer, a Brood fund, a Captive or at Lloyd's.

The supply of insurance products has so far been largely determined by insurers.
The intermediary is effectively not allowed any input where the composition of:

• the covered perils

• the excluded perils

• the composition of interests/issues that can be insured

• the composition of interests/issues that cannot be insured

• the insurers providing the cover

• the way claims handling is carried out

• the level of the premium

• the level of their remuneration

• the level of transparency

• etc. etc.

Insurers expect stock brokers and authorised agents to fend for themselves.
But the advisory intermediary, in a practical sense, is caught between the customer and the offerings put together by third parties
compiled.
With Real-Access software, active/expert intermediaries are given the tools to start developing and offering insurance products themselves.
Signing of quotes and insurance documents is of course done by the insurers themselves or on their behalf by authorised agents.